Security & trust
Paynexa is designed for high-trust payments between two people. Your money stays protected until you decide to release it.
Funds held in escrow
Buyer payments are locked in escrow until the buyer releases them. Sellers are not paid until the deal is confirmed.
Phone sign-in & PIN
Accounts use SMS verification and a 4-digit PIN. Complete your profile before creating or paying for transactions.
Shared transaction room
Every deal has a transaction room where both parties see status, amounts, and progress from payment through release.
Secure payment links
Share links are unique to each transaction. Only the assigned buyer can pay, and the link returns them to the same checkout session.